Terms and Conditions of Use of This Website

This website (hereinafter referred to as the “Website”) is an online information service provided by Helvetian Guarantee Institute.

Use of the Website is subject to acceptance of the terms and conditions set out below. Use of the Website shall be deemed to constitute irrevocable acceptance of these terms and conditions.

Limitations on Use

The content of the pages of the Website is the property of the Institute.

The content of the pages of the Website may not be copied, reproduced, transferred, uploaded, published or distributed, in whole or in part, in any manner whatsoever, without the prior written consent of the Institute, without prejudice to the possibility of printing extracts from the pages of this Website solely for personal use.

The trademarks and logos appearing on this Website are the property of the Institute.

They may not be used on any website other than this Website without the prior written consent of the Institute.

Limitation of Liability

The information contained on this Website is provided in good faith and is believed by the Institute to be accurate.

In any event, the data, documents, opinions and any other content contained on the Website are provided exclusively for informational purposes regarding the activities of the Institute, which does not guarantee the constant updating of the information contained on this Website.

Any use of the data and information as support for decision-making is undertaken entirely at the user’s own risk.

The information contained on this Website is produced from internal sources of the Institute, which reserves the right to modify, at any time and at its sole discretion, the content and the functional and operational features of the Website, without prior notice.

The Institute shall endeavour to ensure that the information contained on the Website meets, to the greatest extent possible, requirements of reliability, correctness, accuracy and timeliness. The Institute shall not be liable for any errors or inaccuracies in such information due to causes not attributable to it.

Where the information published on the Website is derived from third-party sources, the Institute shall not be responsible for the content, completeness, accuracy or updating thereof.

The Institute shall not be liable for any damages arising from interruptions, suspensions, delays or anomalies in the provision of the Website service resulting from power supply failures, telephone service disruptions, malfunctioning of the Internet network, or any other cause beyond the control of The Institute.

The Institute makes no representation that the content or any document available on the Website is appropriate or available for use outside Switzerland. Any decision to access the Website from other countries, or by foreign nationals, is made at the user’s own initiative and at their sole risk. Any person accessing the Website is solely responsible for compliance with applicable national laws, where and to the extent that such laws apply.

None of the information contained on the Website constitutes investment advice, nor a recommendation, solicitation or invitation by the Institute to purchase or sell financial instruments.

The information and services provided by the Website may not be used, downloaded or imported into foreign states or by foreign nationals where the applicable laws of such states or applicable to such persons prohibit their use, dissemination or communication, or in countries where the Institute is not authorised to provide such information or services. Certain products or services described on the Website may not be available in all countries or to all users.

User Indemnification

By accessing the Website, the user assumes full responsibility and agrees to indemnify and hold harmless the Institute from and against any claims by third parties arising out of the use of the Website, as well as from any losses, costs, actions, proceedings, claims, damages, expenses (including legal costs and expenses) or liabilities suffered or incurred, directly or indirectly, by the Institute as a result of such use of the Website or of the user’s failure to comply with any of these terms and conditions.

The Institute assumes no responsibility for materials created or published by third parties to which the Website provides links.

Any person who decides to visit a website linked to the Website of the Institute does so at their own risk and is responsible for taking all necessary precautions against viruses or other destructive elements.

Links to other websites do not imply that the Institute is affiliated with the entities providing the services described on those websites.

Information Sent to Helvetian Guarantee Institute

Any material sent to the Institute, for example by e-mail, shall be deemed to be non-confidential.

Governing Law and Jurisdiction

The competent Swiss court having territorial jurisdiction based on the registered office of the Institute shall have exclusive jurisdiction over any disputes arising out of or in connection with these terms and conditions.

Notwithstanding the foregoing, the Institute reserves the right, at its sole discretion, to initiate legal proceedings before courts in third countries (other than Switzerland) in order to protect its interests and enforce its rights.